Cars, SUVs, Trucks

You have had the misfortune of being in a car accident but you do not know what you should do next. If there are cell phones around someone should call the police. You need help and are hoping that car insurance Quebec will help. The important thing to do now is to get the details of the accident.

In a case where there are no injuries it would be best to move the car out of the way of traffic. If this is impossible then placing hazard lights, cones, triangles or flares in the vicinity of is necessary. Then you start noting the details of how the accident happened.

The important items to put down on paper are the way the accident happened. You need to know the time it happened, the date and the location. Noting the speed of the vehicles and the road conditions that would help too.

Car registration information is shared with all the pertinent details such as names, addresses, and any other personal information. The names of passengers, if any, and witnesses would be very important information. If someone can supply a sketch of what happened that would help a great deal. If a camera is available then this would help in documenting all the details.

It is your responsibility, in Quebec, to protect your car from damage. The coverage available reimburses the cost of repairing your vehicle after an accident. This coverage is called the all perils or the collision insurance. This is not the portion that the government owns or operates.

The private insurers provide this portion however they must follow government regulations and are also supervised by them. A 2 tier system is what you find in Quebec. The government provides for coverage for anyone who was injured and the private sector provides the property damage portion.

Following an accident you may discover that a person was injured. This is a no fault insurance so that person cannot sue for any pain or suffering. This person cannot sue even if there were any added medical costs or economic problems. This is a very persuasive reason for people to purchase the maximum insurance they can pay for.

In Quebec you must purchase third party liability coverage. You are required to purchase a minimum and the private insurers compete for your business by offering a variety of options, prices and services. This liability insurance covers you for any property damage that occurs in the province. When away from Quebec it will provide coverage for any personal injury and any property damage that occurs.

There are carriers that carry dangerous materials on our roads. Their liability insurance cost quite a bit more than regular vehicles. It is the private agents that will provide this coverage to the carrier. You thought that the off-road vehicle you bought was covered by your present house insurance. Unfortunately that is not so. As a matter of fact the coverage for off-road vehicles is very high.

Usually people think that insurance is too expensive. But when misfortune strikes and you have an accident you breath a sigh of relief that you have coverage. Living in Quebec there is no choice because the government collects the money for a part of this insurance.

Faites votre Assurance Auto et Soumission Assurance Auto en ligne chez la compagnie. Un processus simple, pratique et scuritaire. Profitez de nombreux avantages avec nos partenaires, comme CAA-Qubec, Aroplan et Duroflex aujourd’hui!